Comments on: Guest Post on Wolf of Harcourt Street on ETFs https://mrsmoneyhacker.com/guest-post-on-wolf-of-harcourt-street-on-etfs/ Helping people view money differently while chronicling my own path to financial independence in Ireland and Canada Mon, 03 Apr 2023 10:13:08 +0000 hourly 1 https://wordpress.org/?v=6.9 By: Bizzy buyer https://mrsmoneyhacker.com/guest-post-on-wolf-of-harcourt-street-on-etfs/#comment-1673 Mon, 03 Apr 2023 10:13:08 +0000 https://mrsmoneyhacker.com/?p=1626#comment-1673 Hi Meagan,

Thanks for your informative blog and for your work.

Would mention here other ways to invest in ETFs. Pension schemes. Even though I know that you don’t like them for various reasons.

However, some ETFs are available through pension funds. PRSA come also with some taxes (Management fees etc), but there are ways to minimize them: passive funds (no fees to the agent), rather than active funds; with a bit of research, there are funds with around 2 percent tax/per year; there is no other tax on funds growth; of course, taxation on retirement, but there are ways to minimize them, legally.

Personally, I have a pension scheme where employer contributes to my pension too. I invested in 2 indexes – technology (S&P 500, but only IT) and North American Equity Index Fund. Funds can be withdrawn starting with age 55, provided I’m not in service anymore. It’s a good option, especially with the tax relief at the moment.

]]> By: Meagan https://mrsmoneyhacker.com/guest-post-on-wolf-of-harcourt-street-on-etfs/#comment-803 Sun, 11 Apr 2021 16:33:05 +0000 https://mrsmoneyhacker.com/?p=1626#comment-803 In reply to Ulick.

Thanks Ulick for clarifying. You are right though I don’t have access to update the article as it’s not on my site but will let WOHS know if he can make the edit 🙂

]]> By: Meagan https://mrsmoneyhacker.com/guest-post-on-wolf-of-harcourt-street-on-etfs/#comment-802 Sun, 11 Apr 2021 16:32:34 +0000 https://mrsmoneyhacker.com/?p=1626#comment-802 In reply to Kirsty.

Thanks for clarifying. I don’t have access to update the article as it’s not on my site but will let WOHS know if he can make the edit 🙂

]]> By: Meagan https://mrsmoneyhacker.com/guest-post-on-wolf-of-harcourt-street-on-etfs/#comment-801 Sun, 11 Apr 2021 16:32:26 +0000 https://mrsmoneyhacker.com/?p=1626#comment-801 In reply to Mick.

Thanks for clarifying. I don’t have access to update the article as it’s not on my site but will let WOHS know if he can make the edit 🙂

]]> By: Ulick https://mrsmoneyhacker.com/guest-post-on-wolf-of-harcourt-street-on-etfs/#comment-797 Sat, 10 Apr 2021 07:07:02 +0000 https://mrsmoneyhacker.com/?p=1626#comment-797 Hi Meagan, when you say “Unfortunately no accumulating ETFs are available for free yet…” with regards to Degiro’s free-fee ETFs, are you sure? I own the iShares Core MSCI World UCITS ETF (IE00B4L5Y983), which appears on the free-fee list, and I believe it’s accumulating.

]]> By: Kirsty https://mrsmoneyhacker.com/guest-post-on-wolf-of-harcourt-street-on-etfs/#comment-795 Fri, 09 Apr 2021 19:51:21 +0000 https://mrsmoneyhacker.com/?p=1626#comment-795 Hi you said that no accumulating funds are available without purchase fees on degiro. It’s not a vanguard fund but the ishares core msci world ucits etf is accumulating and has one free trade a month on degiro.

]]> By: Mick https://mrsmoneyhacker.com/guest-post-on-wolf-of-harcourt-street-on-etfs/#comment-794 Fri, 09 Apr 2021 15:52:04 +0000 https://mrsmoneyhacker.com/?p=1626#comment-794 Hi Meagan,
Just one comment on “unfortunately no accumulating ETFs are available for free”, there are iShares accumulating ETFs on DeGiro’s free list. 😉

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