Portugal Workation Update

This post is an update of our recent workation in Portugal including the planning, what it cost and how it went. Planning Why/When Firstly, I’ll cover off why and when we decided to travel. When we were moving from Ireland to Canada last summer, I wanted to have a trip planned back to Ireland within … Read more

Our Family’s Annual Spend 2023

Happy New Year dear readers. I hope you all had a wonderful time over the break. Today’s post outlines our family of 3’s annual spend for 2023. It is worth noting that half the year was spent in Ireland and the other half was spent in Canada. Total spend in 2023 came to: €63,547 This … Read more

Our Family’s Annual Spend for 2022

This post outlines our family’s annual spend for 2022. This is for a family of 3 in Cork, Ireland. For longer time followers, I know it’s been a while 🙂 – I will be posting some big life updates soon so stay tuned. In the meantime, see below the details of our spending from last … Read more

Free Energy Cost Calculator Ireland

My news feed has been flooded with articles on ways to save money this winter on energy costs. I was curious how much extra money I was likely going to need to budget for based on my own energy usage so I created a calculator which I’m making available for free! I normally would put … Read more

Travel cheaply with HomeExchange

With the cost of living rising, it can feel like holidays may be out of reach, but with a little outside the box thinking, travel both within Ireland and abroad can soon become more affordable with sites like HomeExchange – think of the movie “The Holiday”. The idea is that you put your home up … Read more

We’ve reached Coast FIRE!

What is Coast FIRE? For those who aren’t aware of the term, Coast FIRE (Financial Independence, Retire Early) is when you have enough in your retirement/investment accounts that without any additional contributions, your net worth will grow to support retirement at a traditional retirement age. We were recently on holiday and the time off usually kicks … Read more

We’re mortgage-free!…technically

Last month, when doing up our net worth tracker, I realised we are technically mortgage free! The correct term is mortgage neutral, meaning we now have more in liquid investments (non-retirement accounts) than we have left on our mortgage. I feel incredibly blessed and thankful to be in this position. Looking back at the 9 … Read more