Happy New Year dear readers. I hope you all had a wonderful time over the break. Today’s post outlines our family of 3’s annual spend for 2023. It is worth noting that half the year was spent in Ireland and the other half was spent in Canada. Total spend in 2023 came to: €63,547 This … Read more
We recently upgraded our 2005 Toyota Vitz/Yaris for a 2012 Honda Fit/Jazz. Here is my Irish used car buying guide on how we went about researching and selecting our “new” car. This guide is for people looking to get from A-B for as little effort and money as possible. Do you really need a car? … Read more
Well hello again, it’s been a while. I hope you had a nice summer and have been enjoying getting to see loved ones again. I took a bit of an unplanned break from the blog and have been busy knocking things off my personal to-do list. Of note: I submitted my citizenship application! we finished … Read more
See how even a low-income family can retire early in Ireland well before state pension access age.
This post goes into the psychology of money, the recipe for human happiness as well as ways you can use this knowledge to build a sustainable budget without impacting your happiness. You can also view this on YouTube. Happiness is relative Vicki Robin, author of the New York Times bestseller Your Money or Your Life, … Read more
This post outlines the concept of financial independence, the different stages of wealth, some basic investment principles and why you’d want to stop working for money. If you prefer to watch, you can also find this video on YouTube.
I’ve been getting increasing questions from both friends and clients about investing in a post-tax account with financial advisors in a particular fund. This must be getting heavily advertised somewhere or advisors are getting big commissions for selling this and I wanted to do some analysis on the true cost so people could make their … Read more
A book review of Your Money or Your Life – A book that will change your life
