We’re mortgage-free!…technically

Last month, when doing up our net worth tracker, I realised we are technically mortgage free! The correct term is mortgage neutral, meaning we now have more in liquid investments (non-retirement accounts) than we have left on our mortgage. I feel incredibly blessed and thankful to be in this position. Looking back at the 9 … Read more

Potential shortcuts to financial independence

I often find inspiration for various life goals in the most unexpected places. Most recently it was a visit with our friends who live in the countryside where one comment, after sinking in and ruminating for a few days led to two weeks of research, number crunching and spiralling off into many rabbit holes…and the … Read more