Is it better to invest regularly or in lump sums?

In this post I answer the question, is it better to invest in small amounts regularly or in larger lump sums to reduce transaction charges. I’ve been asked this question a few times and decided to analyse a number of scenarios to sense check my answer. Scenario 1: Invest 200€/month in average growth year Invest … Read more

How ETFs really compare to stocks

This post will compare a 20-year investment into stocks and ETFs in Ireland. I will show how ETFs really compare to stocks. On a high level, even though you pay more tax with an ETF, your real rate of return isn’t much lower than stocks as stocks have higher purchase costs. This results in a … Read more