Travel cheaply with HomeExchange

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With the cost of living rising, it can feel like holidays may be out of reach, but with a little outside the box thinking, travel both within Ireland and abroad can soon become more affordable with sites like HomeExchange – think of the movie “The Holiday”. The idea is that you put your home up … Read more

We’ve reached Coast FIRE!

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What is Coast FIRE? For those who aren’t aware of the term, Coast FIRE (Financial Independence, Retire Early) is when you have enough in your retirement/investment accounts that without any additional contributions, your net worth will grow to support retirement at a traditional retirement age. We were recently on holiday and the time off usually kicks … Read more

We’re mortgage-free!…technically

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Last month, when doing up our net worth tracker, I realised we are technically mortgage free! The correct term is mortgage neutral, meaning we now have more in liquid investments (non-retirement accounts) than we have left on our mortgage. I feel incredibly blessed and thankful to be in this position. Looking back at the 9 … Read more

Avoiding burnout on the path to FIRE

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The FIRE movement tends to attract people of a similar personality type. People who think outside the box and like to go against the grain of society. People who are entrepreneurial, typical type-A personalities who set high standards for themselves. People, who are key candidates for burnout. Those who follow the blog regularly may have … Read more

Irish used car buying guide

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We recently upgraded our 2005 Toyota Vitz/Yaris for a 2012 Honda Fit/Jazz. Here is my Irish used car buying guide on how we went about researching and selecting our “new” car. This guide is for people looking to get from A-B for as little effort and money as possible. Do you really need a car? … Read more

Are my investments secure?

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Well hello again, it’s been a while. I hope you had a nice summer and have been enjoying getting to see loved ones again. I took a bit of an unplanned break from the blog and have been busy knocking things off my personal to-do list. Of note: I submitted my citizenship application! we finished … Read more

How to feel better about paying taxes

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Delve into the world of investments and financial independence and it won’t be long before you come across mention of tax efficiency and legal ways to avoid taxes, and perhaps even illegal ways if you look long enough. I have researched these topics endlessly myself trying to find the most tax-effective path to financial independence … Read more