Pensions vs. Investments: The winner might surprise you
Knowing where your money will work hardest for you is a tough call but hopefully this post makes the decision a little easier when it comes to pensions vs self directed investments.
Irish Posts
See what the average Irish household makes and how they spend their money
In this post I look at the stats from the 2015 central statistics office detailed household expenditure survey of about 7,000 households. I also look at a few other sources on average earnings after tax. Have a look and see how your earnings and spending compares.
When employer retirement fund matching doesn’t make sense
If you’re lucky enough to have an employer that provides pension or RRSP matching as a benefit, it seems like a no brainer to maximise whatever portion you need to, to get the full match. After all it’s free money or a 100% return on what you put in! Except, there are some scenarios where this doesn’t work out in your best interest. Read this post to see when.
The true cost of real estate investing in Ireland
Ever wanted to buy an investment property in Ireland? This posts outlines the true costs of real estate investing in Ireland and how you could be out of pocket each year for potential future gains.
How paying down your mortgage quickly could cost you almost 6 years of your life
See how paying down your mortgage before investing could cost you 6 years of financial freedom.
How to cancel out your mortgage interest with just 127€/month
See how investing just 127€/month could cancel out your mortgage interest on an average Irish mortgage.
The financial independence/retire early (FIRE) movement explained
Find out what the FIRE (Financial Independence Retire Early) movement is all about, how to get there, how long it typically takes and why you would want to.