Sustainable investing

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As you may know, I am very concerned with the state of the environment. As such I feel a little hypocritical with my current set of investments which basically has me supporting/funding oil and gas companies and other questionable asset classes as a shareholder. I’ve been doing a little reading on more sustainable ETF options … Read more

Tips for leading a simpler and fulfilling life

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As you may know I’m into minimalism, clean living, sustainability and living with intention. I feel like all of these things work in tandem with working towards financial independence as they get you thinking about the bigger picture and doing (or not doing) things to keep your life simpler yet happier. It’s not about depriving … Read more

Potential shortcuts to financial independence

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I often find inspiration for various life goals in the most unexpected places. Most recently it was a visit with our friends who live in the countryside where one comment, after sinking in and ruminating for a few days led to two weeks of research, number crunching and spiralling off into many rabbit holes…and the … Read more

How to dramatically reduce travel costs

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Since I’m off on maternity leave we’ve been trying to maximise our travel since only one of us needs to take off work. So far this year we have done 1 week in Tenerife and 6 weeks in Canada (where my husband worked remotely for half) and starting New Years Day we will be going … Read more

How to retire with less than 200,000€ in investments

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If you have read any financial independence/ early retirement blogs, you’re sure to have come across the 4% rule where they state that once you can invest 25 times your projected annual living expenses, you can safely withdraw 4% per year with a very low likelihood of running out of money after 30 years. Looking … Read more